No HOA! Wonderful Ranch with granite kitchen and baths, large deck, sprawling back yard and Great Schools. The vaulted ceiling in the main living area with the stoneface fireplace creates the perfect living room/family area. Fun Wet bar for entertaining. Close to everything. Plenty of space. Needs a little TLC, Sold AS-IS. Priced to close FAST! Prefer Frank Pallotta, PC, Woodstock as closing attorney. No FHA or VA - conventional or cash only