FORECLOSURE, CLOSE TO DOWNTOWN CUMMING, NEEDS TLC HRDWD FLRS THROUGHOUT, 4 SIDED BRICK, CORNER LOT W/FENCED BACKYARD, SOLD AS-IS, IF FHA NEEDS 203K, FM 1ST LOOK EXTENDS TILL 1/24/12. OFFER ACCEPTED DURING THIS TIME BUT ONLY OWNER OCC OFFERS WILL BE CONSIDERED.